Finance

OIL:  BRENT - 85.57-1.82 WTI - 80.34-1.25
COMEX:  GOLD - 1811.40-0.04 SILVER - 23.36+2.14
COMEX:  PLATINUM - 1025.30-2.65
LME:  ALUMINIUM - 2545.50+2.43 COPPER - 8450.00+1.37
LME:  NICKEL - 28862.00+4.57 TIN - 23255.00-0.33
LME:  LEAD - 2202.50+1.33 ZINC - 3079.00-0.02
FOREX:  USD/JPY - 134.30-0.64 EUR/GBP - 1.0538+0.17
FOREX:  EUR/USD - 1.0538+0.17 GBP/USD - 1.2287+0.35
STOCKS RUS:  RTSI - 1107.55-1.43
STOCKS US: DOW JONES - 34429.88+0.10 NASDAQ - 11461.50-0.18
STOCKS US: S&P 500 - 4071.70-0.12
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STOCKS EUR:  FTSE100 - 7556.23-0.03 CAC40 - 6742.25-0.17
STOCKS EUR:  DAX - 14529.39+0.27
02/12/2022  CBA:  USD - 395.20-0.15 GBP - 485.11+5.08
02/12/2022  CBA:  EURO - 416.07+4.15
02/12/2022  CBA:  GOLD - 22910.78+622.40 SILVER - 281.25+7.21
December, 2022
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Converse Bank: Energy saving – Striving to eliminate air pollution
24/05/2021 22:03 0.1K

Converse Bank: Energy saving – Striving to eliminate air pollution

According to expert assessments, the amount of carbon dioxide emissions in atmosphere decreased by 2.4 billion tons in 2020 – about 7%, compared to 2019. This indicator is historical minimum throughout the entire period of observations. The results of the study were published in the well-known scientific journal Earth System Science Data.

At the same time, CO2 emissions in absolute terms were several times higher than 2009, 1981 and 1992 emission indicators caused by economic crises. “We can stabilize the Earth’s climate if we keep global emissions close to zero.”

In the total volume of emissions, the share of industry, transport, energy the largest. As an example, according to several estimates, the combustion of one ton of methane for energy production or heating releases 28 tons of CO2 into the atmosphere.

While we may not be able to influence industry decision-making, still we can take responsibility as individuals by opting for electric cars, the subway, bicycles, and contribute to energy saving.

Reducing electricity consumption can be a highly effective way to divert climate change and global warming. Moreover, we have ability to reduce spent energy without having to leave our comfort zones.

With that said:

– When buying computer equipment, give preference to laptops. They consume 20-50 watts of electricity while stationary computer consumes 60-200 watts. This is because laptops run on battery/charger and the computer must always be plugged in.

– Delete old emails. Most of them are spam, which consumes 33 billion kWh of electricity worldwide. Keep in mind that producing this amount of energy releases 20 million tons of carbon dioxide into the atmosphere.

– When renovating your house or apartment, give preference to energy-efficient, heat-insulating building materials, install Euro-standard doors and windows, buy LED lamps and energy-saving appliances. Consider that the highest energy-saving A +++ refrigerator consumes less than 22 watts of power per hour, while the lowest – G grade refrigerator consumes more than 150 watts per hour.

– Use renewable energy sources, install solar panels.

Converse Bank’s mortgage lending products include energy efficient lending on competitive terms.

More details can be found at: https://www.conversebank.am/en/armenian-resident/

The oversight of the bank is exercised by the Central Bank of Armenia.

Ucom - high speed internet connection starting at AMD 6,500
AMD Rates
10:30 03/12 Buy Sell
AMD / USD 395.00 397.00
AMD / EUR 408.00 417.00
AMD / RUR 6.27 6.55
dollars
dollars
CBA Rates
02/12/2022
USD / AMD
395.20
-0.15%
EUR / AMD
416.07
+4.15%
RUR / AMD
6.39
-0.07%
GBP / AMD
485.11
+5.08%
Cryptocurrencies
10:30 03/12
BTC/AMD
6,702,493
+0.00%
BTC/USD
16959.75
+0.04%
ETH/USD
1271.42
-0.31%
BCH/USD
111.10
+0.97%
XRP/USD
0.394477
+1.22%
LTC/USD
77.03
+0.52%
BNB/USD
290.46
+0.43%
DOGE/USD
0.099511
+0.19%
ETH/BTC
0.07496671
-0.35%
BCH/BTC
0.006550571
+0.93%
XRP/BTC
0.00002326
+1.19%
LTC/BTC
0.004541876
+0.48%
BNB/BTC
0.017126489
+0.39%
DOGE/BTC
0.000005867
+0.14%
CBA Metals
02/12/2022
dram / gram
Gold
22910.78
+622.40%
Silver
281.25
+7.21%
FOREX
11:06 03/12
EUR/USD
1.0538
+0.17%
GBP/USD
1.2287
+0.35%
USD/JPY
134.30
-0.64%
EUR/GBP
0.857
-0.23%
Oil
11:06 03/12
$ / barrel
Brent
85.57
-1.82%
Light Sweet
80.34
-1.25%
COMEX
11:06 03/12
$ / tr. oz
Gold
1811.40
-0.04%
Silver
23.36
+2.14%
Platinum
1025.30
-2.65%
LME / 3M
11:06 03/12
$ / tonne
Aluminium
2545.50
+2.43%
Copper
8450.00
+1.37%
Nickel
28862.00
+4.57%
Tin
23255.00
-0.33%
Lead
2202.50
+1.33%
Zinc
3079.00
-0.02%
Molybdenum
44841.97
+1.09%
Cobalt
51955.00
+0.00%
Indexes
11:06 03/12
point
Dow Jones
34429.88
+0.10%
S&P 500
4071.70
-0.12%
NASDAQ
11461.50
-0.18%
FTSE
7556.23
-0.03%
CAC 40
6742.25
-0.17%
DAX
14529.39
+0.27%
RTSI
1107.55
-1.43%
Nikkei
27777.90
-1.59%
Topix
1953.98
-1.64%
Hang Seng
18675.35
-0.33%
SSEC
3156.14
-0.29%
CBA Interest Rates
26/03/2020
Refinancing
Refinancing Rate
9.25
+0.00%
Lombard Repo
Lombard Repo Rate
10.75
+0.00%
Deposit
Deposit Rate
7.75
+0.00%
Macroeconomy
10/2022
CEA
Coefficient of Economic Activity
+8.90%
Ind. Prod. 3
Volume of Industrial Production
2,128.5
+9.9%
Export 1
Export
4,129.4
+71.2%
Import 1
Import
6,755.8
+63.5%
CPI
Consumer price index
+8.70
Avg. Salary 2
Average salary
226,621
+14.0%
Services 3
Volume of services
2,074.3
+27.90%
Construction 3
Volume of construction
360,764
+14.4%
1 - mln AMD, 2 - AMD, 3 - bln AMD