Finance

OIL:  BRENT - 76.76-1.46 WTI - 72.06-1.02
COMEX:  GOLD - 1795.90+0.61 SILVER - 22.82+1.65
COMEX:  PLATINUM - 1014.10+1.45
LME:  ALUMINIUM - 2503.00+0.70 COPPER - 8543.00+1.02
LME:  NICKEL - 29725.00-5.46 TIN - 24625.00+1.31
LME:  LEAD - 2212.00+0.00 ZINC - 3236.50+1.68
FOREX:  USD/JPY - 135.91-0.82 EUR/GBP - 1.058+0.80
FOREX:  EUR/USD - 1.058+0.80 GBP/USD - 1.2271+0.67
STOCKS RUS:  RTSI - 1096.63-0.21
STOCKS US: DOW JONES - 33781.48+0.55 NASDAQ - 11082.00+1.13
STOCKS US: S&P 500 - 3963.51+0.75
STOCKS JAPAN:  NIKKEI - 27574.43-0.40 TOPIX - 1941.50-0.35
STOCKS CHINA:  HANG SENG - 19450.23+3.38 SSEC - 3197.35-0.07
STOCKS EUR:  FTSE100 - 7472.17-0.23 CAC40 - 6647.31-0.20
STOCKS EUR:  DAX - 14264.56+0.02
08/12/2022  CBA:  USD - 395.15-0.57 GBP - 481.02-0.69
08/12/2022  CBA:  EURO - 415.38-0.05
08/12/2022  CBA:  GOLD - 22641.72+74.21 SILVER - 284.39-2.38
December, 2022
December 2022
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How to escape the “black” side of Black Friday? Some tips from Converse Bank
21/11/2021 19:18 0.1K

How to escape the “black” side of Black Friday? Some tips from Converse Bank

Black Friday is coming soon. People all over the world are waiting for that day to buy their dream phone, dress, perfume….

And thousands throughout the world, including Armenia complain that the discounts are less than expected or are not offered at all, and still they look forward to the Black Friday of the next year.

Here are some tips from Converse Bank on the eve of November 26: how to plan shopping to get what you wish and at the same time to evade a budget gap.

– Monitor the prices by regularly reviewing the prices of products you intend to buy on Black Friday. Beware, not all products are discounted that day.

You can also monitor the prices online, for instance in US sites, such as:

– Set a budget from your “wallet.”

– Make a list of “must” buys and try to keep to the list.

– Remember: not always you win in 1+1=2 deals. Normally, the price includes the prime cost of the second product, and you can get something you do not need.

If you still prefer to make online shopping on Black Friday:

– Get registered in the sites of your favorite brands in advance. It will help you monitor the prices and products from home and be timely informed about the promo actions and discounts;

– Do not make purchases from suspicious and unknown sites. If possible, use anonymous modes and sites that do not store cookies;

– Pay attention to the security of data exchange with the site. Remember: the indication of HTTPS in green or the sign of lock in the upper left corner of the browser are extra guarantees of security;

– Do not make purchases in the sites requiring social card number (SSN) and passport serial number. Use mixed-case passwords including caps+lowercase+number+symbol.

– Make purchases with Visa virtual card of Converse Bank. It is designed for online shopping, is safe and prevents the access to your funds and accounts.

See the details here; https://www.conversebank.am/en/visa-virtual/

The Bank is supervised by the CBA.

Ucom - high speed internet connection starting at AMD 6,500
AMD Rates
10:30 09/12 Buy Sell
AMD / USD 393.00 397.00
AMD / EUR 410.00 420.00
AMD / RUR 6.22 6.45
dollars
dollars
CBA Rates
08/12/2022
USD / AMD
395.15
-0.57%
EUR / AMD
415.38
-0.05%
RUR / AMD
6.32
+0.03%
GBP / AMD
481.02
-0.69%
Cryptocurrencies
10:30 09/12
BTC/AMD
6,802,389
+2.24%
BTC/USD
17214.70
+2.39%
ETH/USD
1280.56
+4.22%
BCH/USD
111.83
+2.76%
XRP/USD
0.392060
+1.07%
LTC/USD
77.93
+3.91%
BNB/USD
290.13
+2.34%
DOGE/USD
0.098260
+2.35%
ETH/BTC
0.07438085
+1.77%
BCH/BTC
0.006495674
+0.34%
XRP/BTC
0.000022773
-1.30%
LTC/BTC
0.00452665
+1.47%
BNB/BTC
0.016851986
-0.07%
DOGE/BTC
0.000005707
-0.07%
CBA Metals
08/12/2022
dram / gram
Gold
22641.72
+74.21%
Silver
284.39
-2.38%
FOREX
08:47 08/12
EUR/USD
1.058
+0.80%
GBP/USD
1.2271
+0.67%
USD/JPY
135.91
-0.82%
EUR/GBP
0.8618
+0.12%
Oil
08:47 08/12
$ / barrel
Brent
76.76
-1.46%
Light Sweet
72.06
-1.02%
COMEX
08:47 08/12
$ / tr. oz
Gold
1795.90
+0.61%
Silver
22.82
+1.65%
Platinum
1014.10
+1.45%
LME / 3M
08:47 08/12
$ / tonne
Aluminium
2503.00
+0.70%
Copper
8543.00
+1.02%
Nickel
29725.00
-5.46%
Tin
24625.00
+1.31%
Lead
2212.00
+0.00%
Zinc
3236.50
+1.68%
Molybdenum
50066.92
+9.60%
Cobalt
51955.00
+0.00%
Indexes
08:47 08/12
point
Dow Jones
33781.48
+0.55%
S&P 500
3963.51
+0.75%
NASDAQ
11082.00
+1.13%
FTSE
7472.17
-0.23%
CAC 40
6647.31
-0.20%
DAX
14264.56
+0.02%
RTSI
1096.63
-0.21%
Nikkei
27574.43
-0.40%
Topix
1941.50
-0.35%
Hang Seng
19450.23
+3.38%
SSEC
3197.35
-0.07%
CBA Interest Rates
26/03/2020
Refinancing
Refinancing Rate
9.25
+0.00%
Lombard Repo
Lombard Repo Rate
10.75
+0.00%
Deposit
Deposit Rate
7.75
+0.00%
Macroeconomy
10/2022
CEA
Coefficient of Economic Activity
+8.90%
Ind. Prod. 3
Volume of Industrial Production
2,128.5
+9.9%
Export 1
Export
4,129.4
+71.2%
Import 1
Import
6,755.8
+63.5%
CPI
Consumer price index
+8.70
Avg. Salary 2
Average salary
226,621
+14.0%
Services 3
Volume of services
2,074.3
+27.90%
Construction 3
Volume of construction
360,764
+14.4%
1 - mln AMD, 2 - AMD, 3 - bln AMD